Self-Directed IRA Accounts and How You
Can Buy Investment Real Estate
How safe is your retirement account? Are you really sure it will be there for you when you are ready to retire?
The most important thing to accomplish with a retirement account is to preserve the value of your account. Appreciation is nice, but if there are no assets left, appreciation means nothing.
People are very unhappy these days with the performance of their IRA and 401K accounts. Many people have lost more than half their account values in the last couple of years. Even with the recent stock market rally, the losses have not been recovered. And, many people are worried about losing even more of their retirement funds.
What most people don’t realize is that since 1974, you can use your IRA to invest in real estate.
Investing in real estate has provided many people with great returns over the last 40 to 50 years. Real estate has had its ups and downs in that time, but over the long term real estate is one of the most consistent and safe performers available.
Using your IRA to invest in real estate provides you with more security than the stock market. The stock market is like gambling. You just don’t know where it’s going to go, and to risk your retirement funds today is a big gamble.
Lenders require a larger down payment for this program, so your mortgage payments will be lower. Since you can’t take any money from your IRA, you will see much faster principle reductions because all of the rents from your property will pay down the loan. In 15 to 20 years, you will have a property that has not only appreciated nicely, but you will own free and clear as well. Just in time to use when you retire.
There are many details in this program that must be followed to make sure that nothing affects the tax deferral status of your retirement account. I have to follow very specific guidelines, but that is where my knowledge and expertise come in. I will guide you through all the steps to allow you to use your IRA to invest in something that will be there when you are ready to retire.
Please give me a call or email me so I can go over this program in greater detail with you. Don’t waste more time with some fund manager who really doesn’t care about you and your money.
Now is the time to take control of your retirement account and make sure you will have sufficient money for when you retire!